Originally Posted by ZeRo_c0oL@work

Does anyone have any advice for getting a loan with a reasonable interest rate? I'm trying to get a loan for less than $5,000 -- maybe even less than $4,000, but have been turned down due to insufficient credit. Not necessarily BAD credit, just not ENOUGH credit.

I've applied for a second credit card and had the same thing happen. I'm trying to build my credit up but that doesn't work when everyone denies you for not having enough credit.. lol. I've got a credit card, and my car loan which will be paid off within the year hopefully. What are my options, aside from waiting? I'd like to take out a loan by the end of July at the very latest.

Thanks for any advice....