Originally Posted by ZeRo_c0oL@work
I'm well aware of that..
Unfortunately, it's hard to establish credit with little to none. Strange, isn't it? Everyone says "you don't have enough credit" but you can't get more credit if everyone turns you down for not having enough credit.
Gotta start small, get a small co-signed loan with your parents and just spend the money on whatever, and make the payments back, using the FULL DURATION of the loan, paying off early doesnt help as much as going the full term. Get a store credit card and buy stuff on it and make the payments on time. Once you have good credit established, I HIGHLY recommend paying off the cards/loans and paying cash for everything that you can. CREDIT IS EVIL!!! Seriously