He got the loan through Navy Fed Del............................


It doesn't matter the amount financed. The question; like zero cool asked, is wether or not you got a used auto/bike loan or a personal loan.

If you got a personal loan you have the title in your hot little hands and you only need minimal liability for Va (or whatever state you may have it registered in).

If you got a used auto/bike loan it won't matter if you only financed 3k; you have to have full coverage because you don't own it yet.........the bank does. And the bank requires you to have full coverage.