fuk the car start an IRA save now.. drive an exotic latta... just food for thought..

start an IRA put $333.33 a month into it (4000 a year the max allowed )
for the next 40 years and at 7% interest.. you will have $945,287

and if you can be lucky enough to get an 8% return you will be a Millionaire
$1,268,520

Thank about it!

Edit btw go Roth no tax when its pulled and no tax on earnings.. just my .02