Originally Posted by
CBR600F4
That doesn't make any sense.
If you have a lien against something you bought; meaning a bank loaned you money to buy said item (like a car or motorcycle) you don't ever see the title until you pay off the debt. Then you get a free and clear title.
I can't see how you would get a hold of the title (or the bank would let you get a hold of it) when you still owed money on it.

not every bank, and not every state works the same way.
it doesn't matter if you have the title in hand or not, if it has a lein on it, you can't sell it (well, you can, but the guy you sell it to can't register it) without the paperwork stating that the lien has been withdrawn, and that's what he was talking about.