Originally Posted by Gompers

Ok, so after school, I back out of my parking space, stop, put it in first, and wham...I get hit in the ass. Needless to say, my rear bumper and bumper enforcer go to shit, and my bumper mounts are bent and fuckled

So, afterwards, I head over to "advanced honda specialists" and chat with one of the guys there. Hes a good friend, and he gets a few guys over to give an estimate, because at this point I was not 100% sure I wanted insurance to get involved. (the other guy's car...an explorer had like no damage) One of the main reasons, the guy that hit me was a buddy.

So the estimate comes to $1,580. The guy also reminds me this is a lower price, because the full labor charge isnt there because he was gonna cut me a break by discounting the labor.
So, as you are thinking I called up the insurance and they will estimate it tuesday at "priority toyota" Even though its a honda accord....whatever


The blue book value of my car (1995 accord, 170k miles great condition) was at ~$3,300

I do realize dealerships cost souls, and I'de imagine their estimate will be around say... 2500 (guessing)

The last time I heard was that totalled meant that the value to repair the vehicle is 2/3 the cash value of the car itself. And, 2.5k is more than 2/3 3,200.

My actual question, is where does "totalled" come in. Is it really 2/3 the value of my car?

And if so, do I get a check for the cash value of my car... And at any point do I lose my car? (as in they pay me for its value, and then take it) My car is still drivable.

Any replies are welcome.
(accident is his fault ;p)


Any, if I do end up getting the 3k check, and/or losing my car...I'm gonna be in the market ;p