ok- i see you might be new into cars being that you are a new member. DONT get that in house financing shit- matter of fact- dont put anything on your charge card for your car especially unnecessary mods. Unless you have to.....Not trying to tell ya what to do but if it was not for my parents back in the day I would have been stuck paying for my motor on a very high interest rate- haha- anyway just a piece of advice to save you some money