I did that with one of my old RX-7s. He was my next door neighbor, middle aged with a good job. He'd just had a backrupcy from a divorce and couldn't get financing. It went well for me. I put myself as a lien holder on the title and kept a key. The other nice thing is my condo complex has garages with door, but no walls inside, so I "took" it out frequently because I missed it. He paid it aff and i still drive it! Sorry for your misfortune. I would have the deputies take his stuff... Like said before, it's better than nothing. Or you could just find teh car and repo it...