Originally Posted by
ZeRo_c0oL@work
Personally, I think you'd get a retard to get either of those cars at this stage in your life.
First of all, don't even CONSIDER financing a CAR for 72 months!!!!!!! Also, don't consider financing a CAR with a signature loan if you're going to have a 9% interest rate or potentially higher. NFCU is a great credit union, but if you're going to spend $20-30k on a car, why not buy something brand new and get better rates on top of owning a brand new car? Why not a TL Type S or something? That's what I've considered lately, and I've never wanted to buy a Honda or Acura before--ever! It seems to be a pretty well rounded car that can fit into a modest luxury category in some cases, and can be sporty too. It has a somewhat reasonable pricetag if you buy new or lightly used at a dealership, and it has a lot of creature comforts that a stupid S2000 or NSX probably wouldn't have.
Here's my point: If you'd rather throw money away on a car, why buy an old car like that with bad terms and rates? If it's to impress other people (and be honest... that's a majority of the reason why you would buy an NSX!!!), you should re-evaluate your priorities and concerns.
While I do see what you are getting at, you may have forgot who I am. In no shape, way, or form do I care in the least what anyone else thinks. I've owned a nice variety of cars, everything from a 96' Land Rover to an 89' Civic Hatchback 4Spd to a 01' NSX-T. I have a huge love for automobiles of all kinds.
If you've never had the chance to sit in or drive an NSX, I highly suggest you experience this. It has nothing to do with the bling factor nor how noticed you get - it's an incredible car that is amazing and fun to drive. Not a single day goes by that I don't miss driving that car. Even if I lived out in the country with no one else around to impress, that car would be a joy to own.
The Acura TL Type S is a decent vehicle, but it's not for me. Having both an Evo8 and a STi, I have ventured into the four door world and owning each vehicle for 6 months - it's obvious that they aren't for me. Not only that, but I will never buy a new car again. The single new car I bought, a 2007 dropped in value faster than a hookers panties come off. Paying over $33k the car sold private party with 1,400 miles for $28k. I bought my NSX-T from a dealership and sold it 6 months later with 14k miles more private party for the same exact dollar amount.
In regards to the Signature Loan - I do see where you are coming from in that perspective. This is the sole reason why my last NSX was a 2001 instead of an older model. At that time I absolutely refused to pay that much interest. If I could find a lender who would approve an auto loan for an older vehicle at a traditional auto loan rate, this thread wouldn't even exist and I'd be in another car.