Originally Posted by
snikwad
no shit? those fukin bastards.
now is this threshold something i could find out? or is it only company information?
does it vary per person, or per vehicle?
how do they determine this?
I would call them and ask. They'll usually answer most of your questions.
It's usually based per occurance. And bodily injury is a seperate threshold than property damage.
It's determined on your past claims. Every time you make a claim it goes into a data base. When you call to get a new policy, your information is ran and all your claims come back on one report, and your drivers license history comes back on another. Together, the insurance company determines your rate on your activity.