reguardless. the auto insurance industry in the US has gone to far. And has for some time now. Just like the pharm. industry they are artifially inflating prices to make more and money and raise the bottom line. they are monopolizing onto themselves and congress is doing nothing because they are for the most part all in their pockets (i.e. major campain contributors).

hopefully one day (sooner than later) the industy will pull their finance money and the congressmen will wake up..till then we are all screwed