Originally posted by FastX7
Well, the damage is a result of something that I hit in the road. That doesn't really sound fradulent. They covered my wheels when I smashed them on up something in the road. I'm just going to tell them the straight deal, it's up to them to cover it.
Right now, it'd be easier to total the car anyway. I'd just pull all my good shit off of it. It'd take me about 3 hours to get everything. I'd be out about $300 in parts that I wouldn't be able to pull, quickly anyway.
How do they determine a car's worth if they're totaling it? Just blue book it and cut a check w/o seeing it? Or do they appraise it in it's current condition? My 91 still books for over $5k.
They don't use blue book. They use NADA guides and compare it to what the cost for one is in your area. You'll get back their estimate minus your deductible.
Aaron, if you're going to report it to your insurance company, call me tonight around 8pm or after. It'll be easier to discuss and for me to give you advice if we talk about everything. Trust me, call me up before you call them.