Originally Posted by Dash Fieldpaint
Maybe I'm wrong here, but it sounds like he put more money into the mods than he paid for the car. Insurance usually doesn't cover mods on a car, so even if he had full coverage he wouldn't get back half of what he put into it. Having only liability on a something like a new BMW is stupid, but this an older car. Having full coverage would have helped, but it would only pay for a stock Civic. What's one from that year worth now? $4000 or so?
Most people that mod civic hatchbacks pay more for the mods than the car is worth. Just a B series swap is worth as much as the car. Also some insurance companies will pay for mods