I have state farm had an 2001 r6 paid 6*.** something a month then I wrecked they payed the whole thing plus more 6,*** just got another qoute on a bike that I wanted 2003 Honda 600rr 100.** a month. But I think as a requirement you have to have car insurance though them. There good I thought they were gonna drop me I had my bike a month then totaled it they paid me over 6,000 for the bike and took my fee up almost double which still isnt as much as some people are paying. oh I'm 19 1 wreckless driving 1 moving violation 500 dollar deductible.