i have done over 2500 rebuilt titles. in Virginia it only takes 24% retail estimate to salvage a vehicle. if you price the bumper, reinforcement, fender and of course the insurance company is going to add other parts that did not need to be replaced as a precaution. then you add all this at retail price, plus the retail price for labor and paint, you easily get 24%. I hope you have now learned something so you can use an opinion based on knowledge versus your opinion based on ignorance. I have seen theft recoveries with absolutely no damage still get salvage titles. honestly, its up to the insurance companies and how they decide to write the vehicle off. in most cases, and I have witnessed many in 18 years, the insurance companies rip off the customers when they pay them for their vehicles, and sometimes its very significant. so they have a lot of room to sell the vehicles at auction.