Credit will get you far in life. I was lucky enough to have my turbo hatch paid off, I was broke as hell but it was paid off. When I sold it, it was all cash in my pocket. Now that I have a stock car that is paid off and I am out of the game, almost every paycheck goes into savings. Get your finances in order when you are young so you dont have to worry about them in the future.

<-- 20 and thinking of buying a house in a year.