Progressive; unlike some of the other companies, rechecks your record every six months and makes changes accordingly. So if you've been good for the last six months it's a plus. But get a ticket and they'll know and raise your policy right away!!!!!!!
And unless I HAVE to I don't/won't have full coverage either. It's not worth it.
You guys are thinking about it the wrong way. FUll coverage is only worth it if you're a dumbass and go hit a tree and then want to report it to your insurance company. Then they'll pay to fix it AFTER you pay your deductible and then jack your insurance way up cause you drive like a dumbass.
If you get hit by someone else it doesn't matter if you have full coverage or just liability; you're not paying for it!!!!!!!!!!!!! The person who hit you is.
Just some food for thought..........................
