You have to pay to play. I would think before you got into the hobby you would have to consider the possability that you may break somthing and have to foot the bill yourself because the part did not break under normal driving conditions.

It would be like saying.. why have speeding tickets right?? I mean, they make these cars capeable of traveling up to 130-140-150mph.. so is it my fault that i was traveling 150mph in a 55? Why do they make cars that travel that fast if it's against the law to speed??

Its part of freedom we have to deal with. We have a choice and it's up to us to make that choice and live with the concequences. If someone tells you, if you abuse this... this could happen. And you decide to take that risk, its your responsability.