Um.. I think we've changed our policy. I've talked to people in sales now and one of their questions is "Do you have any aftermarket modifications?" If you say yes to anything they'll en dthe carll w/ "I'm sorry sir/mam we cannot insure you at this time. Even something as an air intake will do it! It's gay but the F&F crowd has obviously been causing us too much trouble. Shit Geico won't even insure me!( If I was honest)