Insurance and racing at the track
08-19-2003 | 05:17 PM
#12
Former 757'er
Joined: Nov 2002
Posts: 1,214
Likes: 0
From: Louisville, KY
There should be an all encompassing "particpate at your our risk" waiver for everyone, not just the racers. It should be that particpants can't hold others liable for their actions of the results of others actions, i.e. sueing someone for hitting their car.
An Oldsmobile friend of mine got hit by another Pro Street car at about 150mph, but neither of them were "at fault" and his car was drove there... but not drove home. The other car crossed the line from losing control, but he said there was no way to make the other racer pay.
An Oldsmobile friend of mine got hit by another Pro Street car at about 150mph, but neither of them were "at fault" and his car was drove there... but not drove home. The other car crossed the line from losing control, but he said there was no way to make the other racer pay.
08-19-2003 | 09:43 PM
#15
Thread Starter
HAM
Joined: Nov 2002
Posts: 1,683
Likes: 0
From: Penninsula
Originally posted by Blasphemous
There should be an all encompassing "particpate at your our risk" waiver for everyone, not just the racers. It should be that particpants can't hold others liable for their actions of the results of others actions, i.e. sueing someone for hitting their car.
An Oldsmobile friend of mine got hit by another Pro Street car at about 150mph, but neither of them were "at fault" and his car was drove there... but not drove home. The other car crossed the line from losing control, but he said there was no way to make the other racer pay.
There should be an all encompassing "particpate at your our risk" waiver for everyone, not just the racers. It should be that particpants can't hold others liable for their actions of the results of others actions, i.e. sueing someone for hitting their car.
An Oldsmobile friend of mine got hit by another Pro Street car at about 150mph, but neither of them were "at fault" and his car was drove there... but not drove home. The other car crossed the line from losing control, but he said there was no way to make the other racer pay.
Originally posted by Stillpushin
You said no stupid coments about not telling your insurance. If they are not going to cover it on normal insurance than why would you volunteer the information to them.
You said no stupid coments about not telling your insurance. If they are not going to cover it on normal insurance than why would you volunteer the information to them.
aaron: Your quote is something entirely different than what I talked about earlier in this post.
Stillpushin: Are you asking me why am I volunteering information to my insurance company? If so, then I have no answer to that because I am not volunteering information to them.
08-19-2003 | 10:16 PM
#16
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Joined: Nov 2002
Posts: 4,598
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From: Fredericksburg
Re: Insurance and racing at the track
Originally posted by Heat
Can anyone give me some information on this?
As I understand, insurance goes up substainially if a car is raced at a track in addition to daily driving.
There is no option to have just insurance on daily driving IF the car is occasionally raced at the track.
Please no stupid comments about how you do it and just don't tell your insurance company.
In addition, the waver signed by racers does not protect the racer themself from being sued.
Example: If Bob with his 15 second civic wrecks into Steve with his 15 second integra, steve's wife can sue bob. Steve's kids can sue bob.
If bob shoots a rod into the crowd and breaks Julie's nose, Julie can sue bob.
After learning this, it seems like street racing 'safely' is the best choice short of not racing at all.
Cops want you to race at the track, insurance companies don't want you to. Does anyone who goes to the track frequently with a car that is also driven on the street regularly have any useful input?
Can anyone give me some information on this?
As I understand, insurance goes up substainially if a car is raced at a track in addition to daily driving.
There is no option to have just insurance on daily driving IF the car is occasionally raced at the track.
Please no stupid comments about how you do it and just don't tell your insurance company.
In addition, the waver signed by racers does not protect the racer themself from being sued.
Example: If Bob with his 15 second civic wrecks into Steve with his 15 second integra, steve's wife can sue bob. Steve's kids can sue bob.
If bob shoots a rod into the crowd and breaks Julie's nose, Julie can sue bob.
After learning this, it seems like street racing 'safely' is the best choice short of not racing at all.
Cops want you to race at the track, insurance companies don't want you to. Does anyone who goes to the track frequently with a car that is also driven on the street regularly have any useful input?
anyone want to start up a track insurance company? prolly good money to be had there... and would help people out..
i agree with your point of view
08-20-2003 | 09:25 PM
#18
Banned
Joined: Nov 2002
Posts: 146
Likes: 0
Re: Re: Insurance and racing at the track
Originally posted by HighPSI TSi Guy
anyone want to start up a track insurance company? prolly good money to be had there... and would help people out..
anyone want to start up a track insurance company? prolly good money to be had there... and would help people out..
08-21-2003 | 05:58 AM
#20
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From: Fredericksburg
Originally posted by reuter
then when someone wrecks and dies, be out of 2 million dollars! yay!
if youre dumb enough to run your car 110 mph down a single lane, you should be willing to pay for what happens.
then when someone wrecks and dies, be out of 2 million dollars! yay!
if youre dumb enough to run your car 110 mph down a single lane, you should be willing to pay for what happens.