My insurance company (State Farm) will drop me if I auto-x. How gay is that?

 

Don't tell them and dont claim any damage (this is unlikely) that occurs out there. Problem solved.

 

why is that? autocrossing isn't racing according to the SCCA. it's competition.

 

the problem is my mom

 

is it her car or yours? Your policy or hers? If any of those are answered hers then you're screwed.

 

my car, under her policy

 

my isurance, nationwide, charges more if you race it i believe, i was at the office the other day inquiring about adding another car on my plan.

"I'm getting another car to drive, so I can just race this one," I say. She says, "don't tell me that, I didn't hear it " I'm like, "hear what?"

so i dunno. just keep your mouth shut

 

oh. sheesh.

 

USAA views autocross as "driver improvement". It's not racing, you are not running against other cars or the clock. The clock is there to gauge YOUR skills and give an accurate method in which to guage your skill level and/or improvements. That's how I explained it to USAA and they said "have a nice day mr merritt". My talon is my toy now, so I have just liability on it since on paper it's not worth shit.

 

State Farm considers it competition even though you are by yourself. Now, if you goto a driver school at a race track, then you insurance has to cover you since it is driver improvement and a liscensed school.

Something to think about.