S2000 Not Totaled
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Joined: Nov 2002
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From: Using stock camera settings
Originally posted by OuTLaW STaR
Matt dont let the insurance fix your car. Take the check and have someone else fix your car. This way you can get your parts cheaper, and put some dough in your pocket.
Matt dont let the insurance fix your car. Take the check and have someone else fix your car. This way you can get your parts cheaper, and put some dough in your pocket.
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Joined: Nov 2002
Posts: 2,862
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From: Using stock camera settings
Originally posted by quicsvr
I'd be willing to bet, speaking from the same exact experience, that the total costs will come in higher than the estimate. I know mine did. Glad to hear it is not a total loss. That being said, I'd get any parts back that aren't too damaged; they will still fetch a good price. It's damn near impossible to find parts, and the trouble in doing so might not be worth whatever money you'd pocket in the deal. I'd go with someplace that can guarantee the work, and will fix any small things they are bound to mess up. Just my opinion. And 2 weeks aint bad, mine was gone a month.
I'd be willing to bet, speaking from the same exact experience, that the total costs will come in higher than the estimate. I know mine did. Glad to hear it is not a total loss. That being said, I'd get any parts back that aren't too damaged; they will still fetch a good price. It's damn near impossible to find parts, and the trouble in doing so might not be worth whatever money you'd pocket in the deal. I'd go with someplace that can guarantee the work, and will fix any small things they are bound to mess up. Just my opinion. And 2 weeks aint bad, mine was gone a month.
GLHF
Joined: Nov 2002
Posts: 5,184
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From: Va Beach
there is a body shop that my friend took his 2001 saturn or wutever year it is, they do really good work, and only work on new model cars, that is where the insurance company told them to go, and you CAN NOT tell it was in an accident, i will ask my friend what the place was and give you the name when we went in there to check on the car, he had car in the paint room(dont know what kind though), a brand new ranger ext cab that had fish tailed into a pole or got hit by a car on the side and they had to replace the whole side as well as rear suspension, rim and axle, and you seriously could not see ANYTHING AT ALL wrong with the truck, and they also had a brand new ram 1500 (wit the 20's, bling bling) that they had just got in. sorry for babling, but just wanted to tell you, they do really good work, and brand new cars are their area of expertiece
200HP/L
Joined: Nov 2002
Posts: 696
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From: Richmond
Originally posted by Nates95Accord
Well, a lot of insurance companies are avoiding that. DO it right. Dont steal from the insurance company ( even though they make so much money off you) Thats insurance fraud, and believe it or not, if they want to. They can catch you. Most insurance companys are making the checks out directly to the body shops so you cant cash it. If you get a high estimate somewhere, get the money from the insurance company, they will go back to the shop where you got the estimate and find out if the vehicle was repaired there. If not, they will find out where you took it, if you lie, and say you took it somewhere, and they know you did, you will be forced to pay out of your pocket the difference in estimates. A lot of times they dont catch you, but just recently people 4 people have got busted at my work for taking the checks and running.
Well, a lot of insurance companies are avoiding that. DO it right. Dont steal from the insurance company ( even though they make so much money off you) Thats insurance fraud, and believe it or not, if they want to. They can catch you. Most insurance companys are making the checks out directly to the body shops so you cant cash it. If you get a high estimate somewhere, get the money from the insurance company, they will go back to the shop where you got the estimate and find out if the vehicle was repaired there. If not, they will find out where you took it, if you lie, and say you took it somewhere, and they know you did, you will be forced to pay out of your pocket the difference in estimates. A lot of times they dont catch you, but just recently people 4 people have got busted at my work for taking the checks and running.
Depends on if you own the car yourself, or if there is a lien on the car (bank owns).
Bank owns: They cut you a check minus the deductible. The check is made out in your name and the name of an agreed upon shop (your choice) for the price of the estimate minus the deduct. The reasoning behind this is, in the case that the bank has to repo your car, they don't have to fix it, then sell it. Costing the bank and insurance co more money in the long run.
You own: Typically, you goto an approved shop that does estimates for your insurance co, or an estimator/adjuster that works for the insurance co. They estimate the damage and cut you a check directly, no shop, no muss, and no fuss.
Formerly Shinobi....
Joined: Dec 2002
Posts: 1,077
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From: www.driftek.net
Originally posted by Nates95Accord
Its hard to tell whats damaged by going over the car from the outside. Once you start removing parts is where you find a lot more stuff broken that needs to be replaced. ALl the body shop does is issue a "supliment" to the insurance company, and they pay the additional costs.
Its hard to tell whats damaged by going over the car from the outside. Once you start removing parts is where you find a lot more stuff broken that needs to be replaced. ALl the body shop does is issue a "supliment" to the insurance company, and they pay the additional costs.
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DAAAANG & OHDAANG
Joined: Nov 2002
Posts: 3,441
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From: va beach, va
yeah, like i said in the original thread, i didnt realise what it was. i just knew it was alive and infront of me. it was just my reaction to swerve. of course i think back now and wish i woulda crushed the little shit.
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