Alright I got a question. If insurance totaled my bike and cut me a check. But i decided to keep the bike (less of a payout) does that mean my title is totaled or is still clear. i have this fear when I go to sell the bike, there might be some drama in the DMV. Someone said though they dont do that on bikes older than 7yrs?? Idk im puzzled. It was only totalled from a knock over. Also if it was totatled and I still have comprehensive insurance, if its stolen will they still pay me?

 

Not to bang on geico but ditto. I could've bought a new bike in a year with their full coverage. Everyone i know with a sportbike seems to come to that conclusion. With cruisers i believe it's a compeltely different story.

 

The problem with sport bikes being so hi with us is every day brand new policies are calling with some young kid that bought that 7-11k bike and only paid like 200 to start the policy and were paying out that 9-11 grand...it happens way to much thats why....much less with cruisers...but it still happens with them....
Hey, if we can help ! great ! if not, check back with us often...


about the totaled bike...if ins deems it totaled and issues you a check and you retain the bike, it will be changed to salvaged title, in VA you can rebuild the bike and apply for "rebuilt" title, which does take some effort at dmv, but not much, but don't expect to get near blue book when you decide to sell later on...


PS, my highest policy to day was an 18yr old kid, 3 speeding tickets one car acc and quoted an 08 ZX14, policy was 22,000 a year...

 

did you tell us it was your first bike ? we go by your experience, you tell us its your first one policy prem will increase...other co's go by your credit score.....it sucks for premium amount, but which one makes sense ?

 

So what if it is my first bike but I state otherwise when they ask? I'm not trying to be a jackass, I don't even have a bike. But if I did get one, and they do ask me this question, I want to be prepared.

 

I've paid no more than $550 a year.... that was when I got my first bike in 2002 at 24 (600 cc) and its still the same price to this day though SF.

 

Those sound about right.

I got $23,000 and some change last night, co-worker got $24K a week ago or so.

That would be insurance fraud.

 

Guys, no more I got this, I got that, this co sucks, this one rocks.....please we all have different opinions....just let me help with "INSURANCE General". \

NOT Geico/Alstate/Progressive/State Farm INSURANCE.....

 

Geico tried to tell me it'd be $9,000 a year to insure my bike with 1 speeding ticket on my record. Definetly told that bitch to go fuck herself.

Liberty Mutual ftw.

 

Good job?