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High School Student in need of a car!

 
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Old Apr 7, 2008 | 01:07 PM
  #31  
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Default Re: High School Student in need of a car!

your not going to be able to find anyone here that will take "payments".

you wont be able to get a loan because you have no credit..

honestly, save your money.

open a savings account and just dump money in it and gain some interest on it. take the bus or something to school, or a friend or something.

when your 18, take the money you've saved up and buy a car.

best plan of action IMO.
Old Apr 7, 2008 | 01:10 PM
  #32  
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Default Re: High School Student in need of a car!

If you've had a steady job with consistent income (yes, even just a few months), you could try for a small loan (< $2k) at NFCU. I got approved at age 16 for $2k with no cosigners and I was working at Cinema Cafe making minimal wages. At 16 years old, you've probably got no credit which is better than bad credit. Good luck.
Old Apr 7, 2008 | 01:19 PM
  #33  
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Default Re: High School Student in need of a car!

No one will offer payments on a vehicle to you for one reason. You cannot be legally binded to a contract because of your age. Therefore, if you were to sign a contract, take the car and never make a payment, the other guy would be screwed. You need to find a c signer or get a beater for cheap.
Old Apr 7, 2008 | 01:24 PM
  #34  
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Default Re: High School Student in need of a car!

well my "parents" would be the ones making the payments and stuff since i am 16 i already knew that
Old Apr 7, 2008 | 01:27 PM
  #35  
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Default Re: High School Student in need of a car!

Originally Posted by JMO
yea i have a job but not a good one im 16 and i have bills to pay also
i know i should have saved up but for me thats really hard to do
If its hard for you to save money, how hard is it going to be to save the money to make the payments?

I bought a 1996 integra LS running for $50 from a local high school auto program, only problem was a worn clutch but it had a clean title. I bought an 97 EK 4door good running condition from a differant auto program for $300.I dont know if they have high school autotech around you but i have good luck with them
Old Apr 7, 2008 | 01:29 PM
  #36  
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Default Re: High School Student in need of a car!

Originally Posted by JMO
it would be impossible for my parents to get a loan ryan. yeah i know its a headache to do payments but i really need a car.
Originally Posted by JMO
well my "parents" would be the ones making the payments and stuff since i am 16 i already knew that
.
Old Apr 7, 2008 | 01:35 PM
  #37  
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Thumbs up Re: High School Student in need of a car!

and........
Old Apr 7, 2008 | 03:01 PM
  #38  
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Default Re: High School Student in need of a car!

Originally Posted by JMO
and........
they're two contradicting statements???
Old Apr 7, 2008 | 03:12 PM
  #39  
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Default Re: High School Student in need of a car!

i meant that everything would be done by my parents since im not of legal age but it would be my money
Old Apr 7, 2008 | 04:09 PM
  #40  
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Default Re: High School Student in need of a car!

You Fail.
Thread Fails.
Walk.



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