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Pics? It takes a whole bunch of damage to total a $80k car man.
I'm heading to get pics. The tranny is in the rear of the car. Even if the insurance company doesn't consider it a T.L. he is going to deny it, which you can do under certain circumstances and get the payoff on it and get another new one. I feel terrible for him
Actually... if the insurance co. won't total it you'll have to get it fixed and then trade/sell it. The car will only be a total loss if the damage is 75% of the market value. You've got a long way to go.
However... insurance companies typically bend the rules for higher end cars and customers.
He's talking to the bank now. They are talking with him about what they can do since the loan hasn't been applied to him yet, takes a few days. Its not as bad as I thought but its def. Fucked up