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new rider...insurance help and advice

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Old Jan 4, 2007 | 11:55 AM
  #11  
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Default Re: new rider...insurance help and advice

Originally Posted by lYellowDragonl
i was 43$ a month for just liability for my 04 R1 when i was 17 from progressive but that was under my moms name
That has nothing to do with you though.
Old Jan 4, 2007 | 03:29 PM
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Default Re: new rider...insurance help and advice

You do not need a motorcycle license to get insurance or tags
Old Jan 4, 2007 | 07:26 PM
  #13  
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Default Re: new rider...insurance help and advice

haaaa...why dont u go to DMV and try that one...i think they will laugh in your face...lol
Old Jan 4, 2007 | 08:33 PM
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Default Re: new rider...insurance help and advice

Originally Posted by ShavedMonkey
You do not need a motorcycle license to get insurance or tags

I was told I had to have my class M or be within 30 days of it to become insured. To get tags, you must be insured. There are consequences if the DMV finds out.
Old Jan 5, 2007 | 02:48 AM
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Default Re: new rider...insurance help and advice

My squiddley ex-roomie never got his license...he was insured and the dmv never questioned it...I'm absolutely not saying you SHOULD go about it that way. But it's possible to do.
Old Jan 5, 2007 | 04:26 AM
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Default Re: new rider...insurance help and advice

Originally Posted by JDMugen
ok so im lookin to start riding...i want to pick up like a 94ish cbr600...I am 17 with no riding experience(except parkin lots and my neighborhood)...i DO have a PERFECT driving record...i do not have a permit yet as i will be gettin one soon...do u think i can even GET insurance...i will prolly go liability only...any suggestions?
I had my EX500 insured before I had a license. I was paying roughly $400 a year with liability only, through progressive. When I added the F4 with liability only, my monthly payments went up $120 a month. This being said, you can get insured, but since you want a 600 your insurance will be higher than if you start on a 500. Good luck with your decision.
Old Jan 5, 2007 | 04:27 AM
  #17  
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Default Re: new rider...insurance help and advice

Originally Posted by ShavedMonkey
My squiddley ex-roomie never got his license...he was insured and the dmv never questioned it...I'm absolutely not saying you SHOULD go about it that way. But it's possible to do.
Originally Posted by ShavedMonkey
You do not need a motorcycle license to get insurance or tags
It will really redpend on the insurance agency. My state farm agent asks for a copy of your license.
Old Jan 5, 2007 | 06:32 AM
  #18  
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Default Re: new rider...insurance help and advice

Go ahead and sign up for the MSF course. You will learn so much from it, even if you go ahead and get your permit and start riding.

For my TL its about 300 a year through progressive for liability.
Old Jan 5, 2007 | 07:05 AM
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Default Re: new rider...insurance help and advice

Originally Posted by ShavedMonkey
You do not need a motorcycle license to get insurance or tags
nope....i bought my 05 suzuki m50 with only a L permit....and have had insurance for the last year and 1/2......i've been lazy and still haven't got my liscense yet....
Old Jan 5, 2007 | 08:05 AM
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Default Re: new rider...insurance help and advice

some companies require you to have a license some dont. Best person to call is a insurance agent. Even if you are the same sex and age as someone doesnt mean you will get the same rate. depends on where you live too. Liabilty is cheap its the comp and collision that is expensive. I have a clean record and am 25, I have a 2006 zx-6r 636 and it is 973 a year. Thats not minium limts. taht 100-300-100 and towing and 5000 medical. I wouldnt ride with anything but full coverage.



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