Dude goto your bank, theres no business to talk about cause you wont be able to neg anything. you will end up getting an unsecured PLOC which will have a high intrest rate becasue its unsecured.

my real advice, is to not get a new bike just cause you want it. then youll end up like every other pee on in america complaining about debt and how the man is against you.

 

That's what I'll do today. What exactly is a PLOC? Some kind of personal loan? How much higher will my intrest rate be and what does it being unsecured mean?

 

u dont have titties

 

Actually, I do need to hit the gym. I've been slacking and the man boob muscles arn't what they used to be..

Let me ride the stunt bike then, I need some practice.

 

personal line of credit. Unsecured means they have no collateral therefore #1 you dont have to have full coverage becasue your title isnt under a lein with them and #2 your intrest rate will be higher becasue they arent garunteed anything that you will pay. most intrest rates for those are around 20% yours might be better with a FCU

 

Alright. I'm really bad at this. Any idea how much extra per year I'd be paying if I got like a 5k loan? I'd be getting the loan through my bank so wouldn't they be able to withdraw their money monthly?

 

shut up and go talk to a bank. bottom line is if u get an unsecured loan, PAY IT OFF FAST or you'll just fuck yourself. I got an unsecured loan for 3,500 back in 99--told the bank i was buying stereo equipment. I bought a '93 Nissan 240 SX with it--interest rate was high as balls but i payed that sucker off in like 3-4 months.

 

Fuck off. I wanna make sure I don't pay like 2 grand extra.

 

so since im giving you valuable advice let me borrow your girlfriend since u 2 are broken up

 

You're giving bad advice. And we arn't broken up. And no, she doesn't have a penis nor does she strap on so you wont be happy, how many times do I have to say it?