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At It Again

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Old Mar 27, 2008 | 04:25 PM
  #61  
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Default Re: At It Again

No S2k. Thats the new civic. Everyones getting one.

Get a 91-96 NSX. Search the nation far and wide. F. The power steering who needs that. Then build that thing up.
Old Mar 27, 2008 | 04:27 PM
  #62  
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Default Re: At It Again

Originally Posted by ZeRo_c0oL@work
Glad to help out with the reference to Addison. I've been very pleased so far.

As for your last statement about it not killing you to spend $600+ a month on a car payment, dude, you don't own a house do you? I don't know a whole lot about you at all outside the forum, but I believe you're a little older than me if memory serves me correctly. What's your current housing situation if you don't mind my asking? I'm not trying to get too personal, but I'm not a mission of enlightenment for you.

It would be silly to park your $50,000 NSX in an apartment parking lot.. or in front of your parents house. It would make a lot more sense if you had a garage of your own, attached to a home that you own, to park the NSX in. If you're renting, leasing, or living with friends/family, I will fight you to my grave trying to talk you out of buying one!
Haha. Trust me, I completely understand where you are coming from. When I had initially purchased my NSX I was living with a friend in his Condo. Due to him deciding to move in his girlfriend, I moved out and went back in with the rents. At that point, I sold the car in an effort to get my own home. A couple of months later I moved in with another friend to his home, lived there for a couple of months, but later left.

I do think that your entire perspective on this situation is not short term, but long term. If I do buy the NSX, in three years I will have this car and a $600 /month payment, which would have my debt to income ration too out of whack to buy a home.... all while I am looking at the current, where the payment wouldn't hurt. My thoughts are that in three years, if I do want to get a home I should not have any problem unloading the car. However, on the other hand if I decide not to buy... I can be saving the cash so in three years (given the example) I have a larger total sum to put down.

I see what you are getting at... thanks.
Old Mar 27, 2008 | 04:42 PM
  #63  
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Default Re: At It Again

How old are you, Chad? If you dont mind me asking?

If you are still young, then MOVE! Especially since it sounds like thats what you ultimately want to do. You only get one chance to be young and to take advantage of the flexibility you have before you are "grown up."

Thats about the best advice that I can give. Im sort-of in the same kind of predicament. My cousin (whos 23) just bought a brand spanking new $350k house in VA Beach and it just makes me think about buying one. I can afford it, but Im not sure I want that b/c of not being sure if I want to stay in the area, either.
Old Mar 27, 2008 | 05:05 PM
  #64  
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Default Re: At It Again

Originally Posted by REKER
How old are you, Chad? If you dont mind me asking?

If you are still young, then MOVE! Especially since it sounds like thats what you ultimately want to do. You only get one chance to be young and to take advantage of the flexibility you have before you are "grown up."

Thats about the best advice that I can give. Im sort-of in the same kind of predicament. My cousin (whos 23) just bought a brand spanking new $350k house in VA Beach and it just makes me think about buying one. I can afford it, but Im not sure I want that b/c of not being sure if I want to stay in the area, either.
No, not at all. I'm 25, turning 26 in early May. While I'm not real young, I'm not old either.

The entire idea of moving out of this area is rather new to me. A couple of months ago if you would have asked me I would of said that I'm real happy in Hampton Roads, planning to purchase a house and live here for a long time. Out of the blue while chatting with a real good friend of mine in Vegas he mentioned coming out there just to hang out for week or so. He just recently bought a house, so in conversation he mentioned that if I really like it out there I am more than welcome to move in to his spare bedroom. It's fully furnished, so the only things I really need to bring are just clothes and other essentials - it has furniture, bed, tv, dvd, etc etc. Spoke to a lot of my friends and even family about it - they all said that at my age I'd be stupid not to take this opportunity. The worst that could happy is I don't like it, just pack up the car and move back!
Old Mar 27, 2008 | 05:09 PM
  #65  
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Default Re: At It Again

Originally Posted by Black Nugget
No, not at all. I'm 25, turning 26 in early May. While I'm not real young, I'm not old either.

The entire idea of moving out of this area is rather new to me. A couple of months ago if you would have asked me I would of said that I'm real happy in Hampton Roads, planning to purchase a house and live here for a long time. Out of the blue while chatting with a real good friend of mine in Vegas he mentioned coming out there just to hang out for week or so. He just recently bought a house, so in conversation he mentioned that if I really like it out there I am more than welcome to move in to his spare bedroom. It's fully furnished, so the only things I really need to bring are just clothes and other essentials - it has furniture, bed, tv, dvd, etc etc. Spoke to a lot of my friends and even family about it - they all said that at my age I'd be stupid not to take this opportunity. The worst that could happy is I don't like it, just pack up the car and move back!
Well there you go. You dont want your family thinking you're "stupid" or something!
Old Mar 27, 2008 | 05:15 PM
  #66  
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Default Re: At It Again

Well.. the markets great, mostly it's a win win situation with buying property expecially with motivated sellers. Given any thought to where you might want to move?
Old Mar 27, 2008 | 05:55 PM
  #67  
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Default Re: At It Again

While I was in the market for my own home the past couple of months I primarily searched the Newport News area. Found a decent place in Kiln Creek that I liked, but nothing that really jumped out at me.

In regards to actually moving... you might want to see a few of the last posts, I've mentioned Vegas a few times in this thread!
Old Mar 27, 2008 | 05:55 PM
  #68  
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Default Re: At It Again

Originally Posted by REKER
Well there you go. You dont want your family thinking you're "stupid" or something!
Haha, no definitely not.
Old Mar 27, 2008 | 05:56 PM
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Default Re: At It Again

Vegas... well what do you do for a work?
Old Mar 27, 2008 | 05:58 PM
  #70  
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Default Re: At It Again

Originally Posted by ZeRo_c0oL@work
Again, I see your point, but when is it time to take money seriously? My finances are extremely important to me and I started taking them seriously at a young age. I feel like I have the upper hand in comparison to most average joe's my age, just because I have a grip on what I need to do to get ahead rather than trying to catch up. You know? It's whatever though.
Disclaimer: Adam, you're the coolest person out of Western and this crap isn't directed to you in any way, shape or form. After reading it, it's kinda my justification for picking up and moving to the other side of the country.

You're looking at it too black and white, you gotta live in the gray area or the world will fucking eat you alive. There is no set plan for success, otherwise everyone would be doing the same things at the same specific times; not to mention success is a lot like beauty and it's all in the eye of the beholder. Money does not make nor define a person, happiness does. Some of the grumpiest people I know are also some of the wealthiest.

As for your question asking when should someone take their money seriously? There is no answer. Everyone has a different path and it's their prerogative [Bobby Brown] as to which avenues they want to take at which time. For me, I've had a job since I could push a lawnmower, literally. My dad owns a lawn/landscaping business and I remember every weekend from when I was 11-Present going with my him to cut grass for ten hours a day. I hated it at the time, but he showed me the true value of a dollar and the benefits of a strong work ethic. And from going to and from the various jobs I've had, so many people are horrible at what they do because they don't put the effort into it, it blows me away. I can tell you're the same way from your posts and so is Chad. (Even though he's trying his best to make it not look like it in this thread right now....) My nigga Chad is going to do fine in life. I have complete faith in him, otherwise he wouldn't be my friend. I don't associate myself with losers.

He's got to get out of his comfort zone and I think everyone should to see what they're really capable of. Let me show you fellas just a glimpse of what I've been up to in the past 7 months since I decided to take a step outside of my comfort zone:

Here I am in the middle of the desert on a sheet of concrete known as the tourist trap that is the 4 Corners:


This is what I try to do almost every weekend:

I can't tell you how awesome it is to be within an hour of ~20 world class ski resorts.

Look!! I've seen this Dinosaur on Route 66 in the middle of freaking nowhere:


That's a big damn dam.


This is me in an ice cave in Arizona and it was during the summer time!!


Here I am wine tasting in Napa:


There I be scaling a redwood in a forest:


Here I am too early in the morning on Lombard Street holding some coffee:


Rodeo Drive where you can look up my shorts:

(Perverts)

And not to mention I've been to Montgomery fucking Alabama where I honestly had a blast:


I've been to a lot more places, but I can only post 10 pics in a thread. :sadface:

Think about this: Five days ago I was skiing at where the winter Olympics were held and four days ago I was driving down the Pacific Coast Highway watching the waves crash against the cliffs. For some people on this forum, the furthest west they've ever been is West Virginia. You can't put a pricetag on life experiences and my regret is that I don't get to do all of this with more of my friends.

But at the same time, a lot of them are content with staying in the Hampton Roads Bubble and never venturing out of it. They go to their job, pay their bills and they wake up to do it all again. They're content with that, but me personally, I'll fucking swallow the business end of a gun before I spend 40 hours a week for the next 40 years of my life in a cubicle doing the same damn thing over and over again. There's so much more out there to be done (while getting paid), but so many people are afraid to take that first step to go do it. I'll tell everyone right now, after I finish up at ODU, I'm not staying in the area.

I think this is why Chad needs to get out of the Hampton Roads Bubble and see what else the world has to offer someone as talented as him and it all starts with a first step. If not, he will most likely end up regretting it and that would just be Bad News Bears. [Walter Matthau]

And I'm off my soap box.



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