No... you are the "idiot". Re-read my post about the type of claim that gets filed for a hit and run. It will not affect his premium at all.

Second... Corvettes are quite cheap to insure. They're easy to repair (as evidenced by the pics I posted), the parts aren't excessively expensive, and the general demographic that owns then doesn't get in many accidents with them (low exposure & more responsible drivers). All of this combined results in low insurance rates.

Have a good one "friggin' rookie".

 

i watched them do your vette, and it was amazing to see it all come together, i had a hit and run on my hatch and got hit in the rear and auto elite did a superb job, but nothing compared to what they did with your vette, it looks amzing....

 

^ Thanks... she came out nice. Going back whenever I have the funds to get the new rear bumper painted and installed, the stock bumper painted and installed, and a body-color roof panel done. Going to have the whole thing buffed/polished again.

 

The clause you put in your response said If Him/Her was CAUGHT then his 200 dollars will be refunded is correct, but not completely true. It all depends on what coverage you have on your vehicle. I don't have a deductable on comp and trust me I was involved in a hit and run. If the individual that caused the infraction was not caught then your insurance will have to pay for the damage that someone else caused and that COULD cause your rate to increase. It shouldn't be like that but it is in most cases it is. Insurance is only good when you have it... When you don't your screwed..

And second. I didn't say anything about his insurance rate being high or not for the typical car he drives or the general demographic that owns this type of vehicle. I stated it could go up if he filed a claim against his own insurance. There are a lot of factors that come into play with rate changes. Driving record, claim record and frequency...