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why?
1) the height of the side wall will be stiffer then that of the 195, for better cornering.
2) it will have a bigger "foot print", for better overall grip.
a 7" wheel works well with a 205 tire, in terms of how much the rubber sticks out past the rim, or vice versa. With a 195 series tire, a 7" wheel protrudes out a little too much for my taste, but in all honesty you're only talking about a centimeter of width difference, about 5%. You won't feel the performance difference from that type of change. Falken is good. What were you looking at specifically? It depends on your budget, you really get what you pay for in tires, and they are not something to mess around with. If you can afford it, roll on goodyears.